Picking the right 55+ community can be tricky. You may be considering it because you are retiring or semi-retiring, downsizing to a smaller home, looking for a safe environment for you and your family, or simply wanting to move closer to friends.
Whatever the reason, there are so many choices out there, and each one has its pros and cons. With some research, you can find your perfect fit. Here are some tips to help you choose a 55+ community:
1. Stick to Your Budget
How do you get past sticker shock when looking at potential homes in different communities? A simple way to compare costs is by establishing a budget and sticking with it.
What is your maximum price range for the home itself plus the monthly fees (fees may include all or just a portion of the utilities, including water, sewer, and trash)? These added expenses may be expected in some communities but can vary widely from one community to another, so be sure you understand what is included and not included.
2. Consider Your Lifestyle
This is one of the most critical deciding factors—after all, the community should surround the type of lifestyle you seek. If you are an active person, enjoy time spent on golf courses, or walk to shopping and other amenities, some communities cater to your preferences.
Look for communities that offer the activities and events you enjoy, such as walking clubs, concerts, and theater performances. Is there a clubhouse with dining options? Good food can make or break your day, so look for enjoyable dining experiences in your neighborhood.
3. Consider Home Insurance
To choose a 55+ community in coastal NC, check whether the home is covered by flood insurance. As every property is unique, flood insurance varies from place to place and can be expensive.
One way to save yourself the headache of finding out if your community requires flood insurance after you have already purchased home is to ask if flood insurance is required before you buy. That way, you can factor that into your budget and plan accordingly.
4. Location Is Crucial
If you’re planning a move to a new location, then the ideal spot will be important for you. Some people prefer warmer climates, while others may want to live in cooler ones. You might also want to be near restaurants and shopping centers or even close to your church.
Think about what’s most important to you and choose your location accordingly. Coastal North Carolina attracts many active adults due to its unique southern hospitality, superb neighborhoods, and great climate.
Contact Creekmore Realty Group to Choose a 55+ Community in Coastal North Carolina
Creekmore Realty Group is a full-service realty company located in Wilmington, North Carolina. We specialize in senior real estate and are ready to help you find the right community for your retired lifestyle. Contact us today!